Home Improvement

Eight Unsafe DIY Home Improvement Projects

Occasionally all of us get tempted to opt for a DIY home improvement project, rather than hiring an expert. This does save money. However, there can be some potential safety threats.

The article enlists eight home improvement projects than can be a safety threat if a pro is not hired.

Unsafe DIY Project # 1: Installing an overhead electric fixture (like a chandelier or a ceiling fan)

This type of DIY home improvement projects has made to the list of the unsafe DIY projects for two reasons. First, both of these projects involve electrical wiring, which can be a potential safety hazard if a person knows little about it. Second, the overhead fixtures require special attention while installing because no one can afford the ‘fall’ of any overhead fixture.

Unsafe DIY Project # 2: Repairing the main switch or wiring of an electrical appliance

This project too involves electrical works. So, this should also be better left to the pros. If the project is not taken up properly, it can be detrimental to the electrical appliance/device. In addition, it can be a potential safety hazard if the wiring of the appliance burns. The situation can get even worse if the appliance blows up.

Unsafe DIY Project # 3: Gas pipe extensions and/or multiplication

The gas pipe extension or multiplication seems to be a very simple project. However, it is regarded as an unsafe DIY project because it may lead to gas leakages. The gas leakages are dangerous to the extent that they can kill people if gone unchecked.

Unsafe DIY Projects # 4: Installing a roof window

The nature lovers usually love the roof windows. So they can easily be lured to install them by themselves. However, if they are not experienced enough, the roof may develop cracks, which can lead to water seepage, leakage, and overall building weakness.

Unsafe DIY Projects # 5: Handling huge glass or mirrors without help

My husband hurt himself while trying to handle a 4 square feet piece of glass! Actually many a time the glass or the mirror edges are not blunt. When they are not properly carried, they can pierce right through the skin. Do not handle huge pieces of mirrors or glass alone even when they have blunt edges. In case it breaks, the tiny (or not so tiny) glass pieces can cause severe bruises.

Unsafe DIY Projects # 6: Cutting a tree

It is safe to cut the branches of a tree using an electric saw after a little practice. However, do not try to cut the tree without hiring a pro. Many people make wrong estimates regarding the direction of the fall of the tree. The tree, if fallen in a wrong direction, can damage your or neighbor’s property or may also injure someone.

Unsafe DIY Projects # 7: Any project involving heights (when you are afraid of heights)

Never underestimate a project even with a little height (say 6 to 8 feet) when you are afraid of heights. Pruning of trees or cleaning the gutters is never regarded safe for people who are afraid of heights.

Unsafe DIY Projects # 8: Any project involving chemicals

Many a time there are seemingly easy projects that just require a chemical spray (for example termite protection etc.). However, usually very strong chemicals are used for these projects.Some people think that the ordinary gloves and masks will do fine without knowing that the pros have heavy duty work gloves and masks (and of course better tools). Without proper protection and techniques, there is a chance that someone might inhale the chemicals. It is also not safe if any part of the skin is exposed to those chemicals.

So, hire a pro; be safe.

Written by mmrooni
Full time freelance writer and editor.

Home Improvement Loan

Adding an extra room in your loft or just routine maintenance on an aging property is expensive and often the best way to proceed is by applying for a home improvement loan. Very few people want to attempt many of these home improvements themselves so tradesmen such as electricians, plumbers and carpenters will need to be employed.

Bear in mind that home improvement loans are just for that and as such two options are available; secured loans and those that do not require equity. A loan that does not require equity allows new homeowners to apply even if they just bought their home. Fortunately for the homeowner, a non-equity based financing arrangement is available with a fifteen year repayment term if required.

The eligibility for finance without equity can depend on the combined household income, which should not exceed the county limit where the property is located. The eligibility of the borrower, the property type and the improvements planned are all considered because this type of loan may only have minimal documentation and is relatively easy to process.

Remember a secured home improvement loan is using spare equity in your property but this course of action is not for everyone. The upside to this type of secured loan is it’s available at more favorable rates of interest but is not arranged as a second mortgage on the property.

The lender will only provide funds for a secured loan based on the current equity available in your property. The lenders need to be assured that there is in fact equity in your property and that any loans already outstanding will not interfere with any new arrangement made by them if they agree to a loan.

After this has taken place, the lenders will put a package forward which may not necessarily be for the full amount the homeowner wanted. Usually, finance companies will lend you a percentage of the assessed value of your house but some lenders can lend as high as 125 percent of your home’s equity.

Any loan secured on a property has a risk attached and that is especially true when the loan is large as payments can become difficult to make at which point the creditors can move in and take your home away. Do not arrange a home improvement loan if it is going to cause any financial strain especially if it is only for remodeling but restrict the amount to cover for important repairs or restoration only.

Please visit free loan information for free tips and general information.

Abu Monsur is dedicated to helping people giving solid finance information and has set up his website for this express purpose – he invites you to visit his reputable site – free loan information for free tips and general information.

Written by Abu Monsur
Professional writer,Freelance composer,Article writer

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